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DIVORCE WITHOUT LEGAL REPRESENTATION?

Absolutely!  Just make sure you have an experienced professional helping you with the process.  When you use our “Pro Se” service, we will walk you through the difficult process of divorce and equip you with the information and tools necessary to obtain your own divorce.  Our service will save you thousands in attorney's fees.  Contact us today for an appointment.  ...
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CAN I KEEP MY CAR(S) IF I FILE BANKRUPTCY?

Many of my clients are concerned with this very question. In general, if you meet the following 3 requirements, then you can keep your car(s):
  • The equity in the car(s) is exempt
  • You are current with the payments, and
  • You can keep making the payments. In most cases, I am able to utilize the laws in your favor to “exempt” your vehicle(s).
The bankruptcy will eliminate your personal liability for the loan, but it does not disturb the lien. Thus, after bankruptcy, the mortgage lender still...
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WHAT IS A DISCHARGE IN BANKRUPTCY?

A bankruptcy discharge releases the debtor from personal liability for certain specified types of debts. In other words, the debtor is no longer legally required to pay any debts that are discharged.  The discharge is a permanent order prohibiting the creditors of the debtor from taking any form of collection action on discharged debts, including legal action and communications with the debtor, such as telephone calls, letters, and personal contacts. Although a debtor is not personally liable for discharged debts, a...
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CHAPTER 128 – A BANKRUPTCY ALTERNATIVE

The State of Wisconsin offers an alternative to filing bankruptcy – Chapter 128.  Chapter 128 is a voluntary debt consolidation plan that is managed through the Wisconsin Circuit Courts. Advantages of filing a Chapter 128 include, but are not limited to:

  • Stops garnishments
  • Stops late fees
  • Stops interest charges
  • No court appearances
  • Very easy and inexpensive to file
  • Any income level qualifies
  • Repay the debts YOU choose over a 3-year period
  • Keep all of your assets – no questions asked.
Filing a Chapter 128 is an attractive option to those...
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