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Chapter 128 – The Bankruptcy Alternative – by Wisconsin Bankruptcy Attorney

Chapter 128 – The Bankruptcy Alternative – by Wisconsin Bankruptcy Attorney Chapter 128 is a great alternative for people when Bankruptcy is not an option.  Under the 128 plan, the State of Wisconsin will oversee the repayment of your debts.  While your 128 is in progress, creditors cannot garnish your wages, charge late fees or interest.  In addition, you can choose what debts you want included in the plan.  There are no penalties for pay the plan off early, and it...
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GET OUT OF DEBT- by Wisconsin Bankruptcy Attorney

Get out of debt - by Wisconsin Bankruptcy Attorney Right now, you may be experiencing financial difficulty.  Perhaps you find yourself struggling to pay your bills at the end of each and every month.  Maybe you’ve had a life-changing experience, such as a divorce, loss of job, or serious illness and now you're behind on the bills and there's no way you can catch-up.  Whatever the reason, we understand.  Our bankruptcy team at Ryczek Law has been helping individuals and families...
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Bankruptcy and My Personal Property (Wisconsin Bankruptcy Attorney)

Wisconsin Bankruptcy Attorney - My clients often ask, "what personal property can I keep if I file for bankruptcy?" When you file for bankruptcy, there are limits (i.e., exemptions) on the amount of property you can keep.  If the value of your property falls within these limits, you will be able to keep all of your personal property during and after the bankruptcy. For example, according to current Wisconsin state law, you may keep $4,000 in equity in your car (double if you...
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