Chapter 7 vs. Chapter 13 Bankruptcy – by Wisconsin Bankruptcy Attorney
Chapter 7 and Chapter 13 bankruptcies are very different, and you may only be eligible to file one or the other. In a Chapter 7, you discharge all of your unsecured debts (with a few exceptions like child support, taxes, student loans – note: this list is not all-inclusive). In a Chapter 13, you will pay back a portion of your debts over a 3 or 5-year period. Which chapter you qualify for depends on the specific facts of your case. Contact our office today to discuss your case and which Chapter is best for you to file.
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